By Bishal Deep Basnet on Nov 15,2018 - 14:40
Electronic equipment is a crucial factor in any professional activity today. There is not a single enterprise today that is not dependent on electronic systems, which are absolutely necessary for any operation. Such equipment has specific requirements and specifications. Its adequate protection led Forte to introduce the "Electronic Equipment All Risks" policy, designed to cover all kind of electronic machinery and equipment from Industry to IT, from medical use to telecommunications, etc.
This policy provides a practically limitless spectrum of covers, as this is an insurance against any risk, and therefore is triggered with every unforeseen and unpredictable loss event, except those cases explicitly excluded (and specified in the policy).
The basic program and/or extensions thereof, will cover damage from fire, lightning, short-circuit, smoke, soot, earthquake, moisture, water and weather phenomena, breakage, poor handling, theft, etc. The insured capital must be calculated at the insured equipment’s replacement value, i.e. the value of a new machinery of the same capacity and same type.
This insurance covers electronic types of equipment at offices & home against accidental loss or damage including fire, flood, short-circuiting and hurricane, bursting and extended to cover theft, riot & strike, earthquake (fire and shock) risks.
General Claim Procedures:
a. Report to the Insurance Company immediately through intimation letter with the following details
i. Policy No and details.
ii. Date/Time/Place/cause of accident,
iii. Carrier/Properties involved in accident,
iv. Estimated loss Amount
vi. Contact Person and address (with Tel No)
To apply for the insurance plan, or to know more details, you can fill a form online here.Tags - Insurance , Electronic All Risk Insurance , Siddhartha Insurance
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